Dental Insurance Warrenton
Use Your Benefits for Top-Quality Dental Care
If you have a dental insurance plan, you can count yourself fortunate! Your benefits may help you to enjoy low-cost preventive care, and they can provide valuable financial support when your teeth and gums need a bit of restorative work. But how can you get the greatest value out of your benefits? Our Warrenton dental team is here to help. We are an insurance-friendly practice, and we are eager to help you maximize your coverage.
How Dental Insurance Works
Every dental insurance plan comes with its own set of benefits, fees, and stipulations. You should review the details of your specific policy to find out how it applies in various situations. In the meantime, here is an overview of the coverage that is standard among many PPO plans:
- Preventive services are often 100% covered.
- Basic treatments are frequently up to 80% covered
- Major services may be around 50% covered.
- Cosmetic treatments are usually not covered.
- Orthodontia and other specialty services may only be partially covered under certain premium plans.
What Is the Difference Between Dental & Medical Insurance?
Your oral health is an important part of your overall wellness, so it might seem strange that medical and dental insurance are separate. However, it is important to understand that they focus on different areas of your health. Medical insurance is great for things like your annual physical, as well as treatment for chronic and acute illnesses. It does not cover basic oral health services. Dental insurance, on the other hand, does cover oral health services, including cleanings, fillings, and much more.
In some cases, there is a degree of overlap between the two types of coverage. For example, they might both apply to certain types of oral surgery.
In-Network vs. Out-of-Network
At Splendid Smiles Dental Studio, we welcome both in-network and out-of-network patients. We truly want to help you get the most out of your benefits!
In-Network Coverage
If we are in-network with your insurance company, it means we have a contract that regulates fees and encourages a certain standard of care. Often, you can expect to pay less at in-network practices than you would at an out-of-network provider.
Our team is proud to be in-network with 90% of major PPO plans, including the following:
- Aetna PPO
- Aetna Medicare Advantage
- Always Care, Unum/Starmount PPO
- Ameritas
- Anthem
- Blue Cross Blue Shield
- Cigna
- Dental Network of America
- GEHA
- Guardian
- Humana PPO
- Humana Medicare Advantage
- Lincoln Financial PPO
- MetLife
- Principal
- United Concordia
- United Health Care (UHC)
- Connection Dental
- Delta Dental
- Mutual of Omaha
- Freedom Life Insurance
- Standard Insurance
- And more!
Out-of-Network
Even if we are outside of your PPO network, we still invite you to visit us. We can file claims with your insurance, and you might be surprised by the benefits you can enjoy! Remember, the most important thing is to visit a dentist whom you trust to care for your oral health needs, regardless of network status.